Republic Bank (Ghana) PLC introduced two new mortgage repayment plans to the market that aim to offer homeowners more flexible forms of repayment and save on interest paid at the end of the loan term.
It is the first of its kind in Ghana and offers clients the opportunity to save up to 40% of their total mortgage interest and repay sooner without increasing the loan payment.
Commenting on the announcement, Mr. Farid Antar, Managing Director of Republic Bank (Ghana) PLC, said that over the years the Bank has deliberated on methods to make the homeownership experience less stressful. and creating value for existing and potential mortgage clients.
“As a pioneer of the mortgage industry in Ghana, our goal has been to deliver compelling value propositions to help our diverse customer segments while making the entire mortgage journey easy and affordable for them,” he said. .
The new repayment plans aim to eliminate the idea that acquiring mortgages in Ghana is frustrating and time consuming.
He added that the two new repayment plans reduced the number of repayment years clients would have to have to honor their mortgage.
Mr. Farid Antar explained that the heart of the Bank is customer satisfaction, “We are obsessed with providing Ghanaians with an amazing mortgage process through our powerful expertise, knowledge and speedy processes. Customers now have several ways to pay off their mortgage, regardless of their salary structure. Our customers deserve the ability to easily choose the method that makes them the most comfortable and these additional reimbursement options really put the power of choice in their hands ”.
The introduction of the two new repayment plans is to cement Republic Bank as the bank of choice for all mortgage or homeownership needs while offering existing and potential customers the options that best suit their needs. pockets.
As a pioneer in mortgage banking services with over 30 years of experience, Republic Bank has played a very important role in the Ghanaian mortgage banking space by providing thousands of home loans to Ghanaians at home and abroad. The Bank continues to be the most diverse financial institution in the country and the leading provider of home loans.
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