Utkarsh Small Finance Bank starts operations in Kerala

Kochi: Utkarsh Small Finance Bank Limited announced the opening of its first branch in Kochi City and Kerala State. The Bank now has 600 branches in 201 districts spread across 18 states and 2 Union Territories of the country.

“It gives us great pleasure to establish our footprint in the city of Kochi. The city has many factors that contribute to the growth of commerce and commerce in the state, and we are able to provide banking and financial services to various categories of businesses and more. While business support is a given, our products and services meet the needs of the general public across strata. Palarivattom, Kochi is an important trading node. The opening of the branch significantly improves access to financial products for residents and entrepreneurs in the region that the Bank has to offer. We look forward to expanding our presence in the city, ”said Mr. Govind Singh, Managing Director, Utkarsh SFBL.

The Bank is able to provide a range of financial products and services to its clients, which includes savings and current accounts, term deposits and recurring deposits as well as various credit products such as home loans, business loans and home loans. With its branch infrastructure, digital banking capabilities and network of automated teller machines, the Bank offers integrated customer service. The launch of this branch in Palarivattom is part of the Bank’s strategy to extend its reach to offer various financial services. This includes wholesale loans, micro-bank loans (JLG loans), loans to MSMEs, home loans, loans against property, loans for commercial vehicles, loans for construction equipment and loans. on two wheels as well as current and savings accounts, fixed and recurring deposits, insurance and investments. products to its customers.

Customers can access banking services through multiple channels, including point of sale banking, ATMs, internet banking, mobile banking, tab banking, and call center. As the Bank expands into new markets and geographies, it continues to expand its customer base. The Bank offers customers the possibility of opening a bank account without having to go to a branch via the tab-based application-assisted model, “Digi On-Boarding”.


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